What Solar System Size Will Your Home Insurance Actually Cover?

The average residential solar system in America ranges from 5 to 10 kilowatts (kW), perfectly sized to offset most household energy needs while considering your impact on homeowners insurance. This sweet spot balances optimal energy production with installation costs, typically powering a 1,500 to 2,500-square-foot home efficiently. Modern households increasingly choose 6kW systems as their starting point, generating approximately 400-900 kilowatt-hours (kWh) per month depending on location and sun exposure. While system sizes vary by region, energy consumption patterns, and roof …

How Solar Panels Impact Your Homeowners Insurance (And What You Need to Know)

Harness the growing popularity of solar panels by understanding how they impact your homeowners insurance. Standard policies typically cover rooftop solar panels, but ground-mounted systems may require additional coverage. Contact your insurer to confirm your solar array is adequately protected and to update your policy if needed. By taking proactive steps to insure your solar investment, you can enjoy clean energy with peace of mind.
Understanding Solar Panel Coverage Under Standard Home Insurance